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We got you to the ninth and tenth checkpoints, Clear to close & Closed, in our previous post. Now we tackle what happens when the loan process gets derailed – Snowed in. We will be proactive in letting you know when we are stuck somewhere in the process. The biggest challenge that we run into Learn More

We got you to the eighth checkpoint, Closing disclosure out, in our previous post. Now we tackle the ninth & tenth checkpoints on your way to home ownership, Clear to close & Closed. Once the underwriter has cleared all of the conditions on your loan, he or she will issue the clear to close, or Learn More

We got you to the sixth and seventh checkpoints, Appraisal received & Resubmitted for final approval, in our previous post. Now we tackle the eighth checkpoint on your way to home ownership: Closing disclosure out. We are quickly approaching closing on your home loan. The final hurdle is usually the signing of the closing disclosure Learn More

We got you to the fifth checkpoint, Loan approval, in our previous post. Now we tackle the sixth & seventh checkpoints on your way to home ownership: Appraisal received & Resbumitted for final approval. We will get the appraisal ordered as soon as we get the green light from your real estate agent. This generally Learn More

We got you to the third & fourth checkpoints, Contract received & Sent to processing/underwriting, in our previous post. Now we tackle the fifth checkpoint on your way to home ownership: Loan approval. Congratulations, your loan has been approved by the underwriter. We will call you within one business day to review the items we Learn More

We got you to the second checkpoint, In contract, in our previous post. Now we tackle the third & fourth checkpoints on your way to home ownership:  Contract Received & Sent to processing/underwriting. Once we have received a copy of your purchase contract, we will work quickly to prepare the initial application and disclosures for Learn More

We got you to the first checkpoint, Preapproved, in our previous post. Now we tackle the second checkpoint on your way to home ownership: In contract. You’ve found the perfect home and had your offer accepted by the seller. Congratulations! Now the real work begins. The mortgage business has certainly seen a lot of changes Learn More

  There are a lot of things that have to happen to get you closed on your loan and moved in to your new home. We at PMG have a proven system that we have been refining since 2001 to get your loan closed as quickly and efficiently as possible. We have broken this complex Learn More

So why do you need to know how much money it will take to purchase a home? One important reason is that you don’t want to get yourself and your family excited about a particular home only to find out that it is out of your reach because you don’t have the proper resources for Learn More

You have a lot of options when it comes to getting a mortgage. Buyer beware, though! Not all lenders are created equal. There are three main channels that you can go through to get a home loan: Online banks—USAA, Quicken Mortgage, Costco, and so on. Local banks and credit unions—Residential Mortgage, Alaska USA, Wells Fargo, Learn More